by Super User
on 24 July 2018

We all wish the stock market would move only one way….up.  Unfortunately, history has shown us that every bull market is followed by an equally aggressive bear market.   Sometimes the market falls hard and fast, but that doesn’t have to mean catastrophe. Being smart when times are tough can be just as lucrative as being smart when the going is good.  After all, the smartest investors don’t fear a downturn, they take advantage of it by making sure they are in a good place when it corrects itself.  

 

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by Super User
on 20 June 2018
 Creating a budget may sound boring but taking the time to do so will have a huge impact on your future.  It is easy to overspend and with the amount of household debt at an all-time high, managing your finances can seem hopeless.  However, the more attention you pay to your spending habits, the easier you will find it to achieve financial success.
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by Super User
on 12 June 2018

 

Preparing for the eventual transfer of assets between generations has been the traditional purpose of life insurance.  Over time and with innovations in the insurance industry, life insurance has evolved to also include wealth creation, and income generation elements. 

Insurance products can be owned by an individual or inside a corporation depending on the unique situation of each person, family and business; that is, who pays the premiums (or deposits depending on the insurance type) is relevant.

Permanent (whole), Universal and Participating life insurance policies offer a number of potential benefits to individuals, businesses and families depending on who pays the premiums and who is the beneficiary.

In addition to the lump-sum death benefit that provides asset protection for beneficiaries, insurance policies offer various degrees of tax avoidance and deferral that contribute to their attractiveness.

 

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