Life Insurance**

Having the right life insurance** protection can make a big difference in lives of your loved ones.

The concept of insurance goes back to the days of the Romans, but it wasn’t formalized until the 18th century. Essentially, it’s a means of spreading financial risk among a large number of people who pay into a fund or pool. In this way, the cost is minimized for those who suffer an unexpected misfortune. Life insurance is a way to protect your survivors and dependents against financial hardship. A life insurance contract or policy is a legal agreement between you and an insurance company that guarantees payment of the face value of the policy, upon death. Read more  about life Insurance from CLHIA website.

 *Insurance products and services provided through OM Financial and Financial Horizons.