by Admin
on 08 May 2018

As your wealth grows, so does the level of financial risk you inherently take on. The higher your income, the more you have to lose if you were to be diagnosed with a serious illness, become disabled or are otherwise be unable to work. Your ability to earn income is a valuable asset, and just like you would insure your home or vehicle, it should be protected.  There is no greater threat to your retirement plan than an unexpected tragedy that cuts off your income stream ahead of schedule. It’s best to speak to your financial advisor about strategies you can use to make sure that your wealth stays intact, as this is one of the most crucial aspects of a sound financial plan. 

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by Admin
on 04 May 2018

Small businesses can struggle to attract and retain top-performers. Are Group Benefits worth the cost?

Executive Summary

There is no doubt about it: Group employee benefits can be a significant expense to a company’s Income Statement. On the flip side though, group benefits can be considered an investment in its long-term viability and security.

In addition to the good-will that a benefits program can create, the cold hard facts of cost and benefit must be assessed. Initially, the leaders and owners must ask themselves if $3,000 per employee, per year is the type of investment that they should make to protect themselves, their business and their clients.

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